Your FICO Score, from FICO | myFICO

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Your FICO Score, from FICO | myFICO
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YourFICOScore,fromFICO|myFICO varmyfcsObj=window.myfcsObj||{};//servervariablesvarwebserver="//";varclassicwebserver="//";varsecurewebserver="//secure.myfico.com";varauthserver="//auth.myfico.com";varapiserver="//api.myfico.com";varapptype="web";//clickstreamvariablesmyfcsObj.userId="";myfcsObj.clientId="0";myfcsObj.visitorId=""||"";myfcsObj.sessionId=""||"";myfcsObj.appVersion="4.12._"||"";myfcsObj.enableCS='true'||"";myfcsObj.clickDelayCS='true'||"";myfcsObj.poolId='us-west-2:6742ff5a-2c69-4d9c-ba0b-2060c'||"";myfcsObj.firehose='clickstream-to-redshift'||"";myfcsObj.lazyLoad=true;//loadclientclickstreamdatafromanAPIcall.TheAPIcallwilldelaythedisplayevent.myfcsObj.lazyLoadDomain="secure.myfico.com";varmyfico=window.myfico||{};myfico.globalVars=myfico.globalVars||{};myfico.globalVars.mobileapp="N";myfico.globalVars.webserver=webserver;myfico.globalVars.securewebserver=securewebserver;myfico.globalVars.apiserver=apiserver;myfico.globalVars.classicwebserver=classicwebserver; //BeforeOsanoCMPloads(pre-load):;(function(w,o,d){w[o]=w[o]||function(){w[o][d].push(arguments)};w[o][d]=w[o][d]||[]})(window,'Osano','data');constapiWebServer="api.myfico.com";constisOsanoFooterAllow='true'||""; //gt window.dataLayer=window.dataLayer||[]; functiongt(){dataLayer.push(arguments);} gt('js',newDate()); gt('config','AW-49'); //GoogleTManer (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': newDate().getTime(),event:'gtm.js'});varf=d.getElementsByTName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= '/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-TXZ33XL'); //EndGoogleTManer //addurlcheckforlocation.href varthisPath=""; var=/(?:\/\/[^\s]+)/g; varurlRegex=/[^-A-Za-z0-9+&@#/%?=~_|!:,.;\(\)]/gim; varwindowUrl=window.location.href.replace(urlRegex,""); thisPath=(windowUrl)[0]; //sharedaSaleforvender varshareasaleSSCID=shareasaleGetParameterByName("sscid");functionshareasaleSetCookie(e,a,r,s,t){if(e&&a){varo,n=s?";path="+s:"",i=t?";domain="+t:"",l="";r&&((o=newDate).setTime(o.getTime()+r),l=";expires="+o.toUTCString()),document.cookie=e+"="+a+l+n+i}}functionshareasaleGetParameterByName(e,a){a||(a=thisPath),e=e.replace(/[\[\]]/g,"\$&");varr=newRegExp("[?&]"+e+"(=([^]*)|&|#|$)").exec(a);returnr?r[2]?decodeURIComponent(r[2].replace(/\+/g,"")):"":null}shareasaleSSCID&&shareasaleSetCookie("shareasaleSSCID",shareasaleSSCID,e4,"/",".myfico.com"); functionloadScript(){if(window.kocha||(window.webserver&&window.webserver.indexOf("")==-1)||(window.nigator&&window.nigator.userent&&window.nigator.userent.toLowerCase().indexOf("thousandeyes")>-1)){return}constscriptURL="store.googleapis.com/kocha-web-assets/kocha.js/v3/kocha.min.js";constkochaScript=document.createElement("script");kochaScript.type="text/jascript";//Todisablecaching,changethisvaluetotrueconstdisableCaching=false;kochaScript.src=(disableCaching)?scriptURL+"?c="+Math.random():scriptURL;kochaScript.async=true;kochaScript.onload=()=>{//Autopeswillnotbesentwindow.kocha.disableAutoPe(true);window.kocha.useCookies(true);window.kocha.startWithAppGuid("komyfico-web-54g");};document.head.appendChild(kochaScript);}loadScript();$(function(){setTimeout(()=>{if(typeofmyfcsObj=="object"&&myfcsObj.peName&&typeofkocha=="object"&&typeofkocha.sendPeEvent=="function"){kocha.sendPeEvent(myfcsObj.peName);}},250);}); SCORE (function(){setTimeout(function(){vard=document,f=d.getElementsByTName('script')[0],s=d.createElement('script');s.type='text/jascript';s.async=true;s.src='cl.qualaroo.com/ki.js//7-N.js';f.parentNode.insertBefore(s,f);},1);})(); SkipNigation HowItWorks Pricing Education Community Support MemberDashboard LogIn LogOut StartPlan   HowItWorks Pricing   Education CreditEducation CreditScores WhatisaFICOScore? FICOScoresvsCreditScores FICOScoresVersions NewFICOScores HowScoresAreCalculated PaymentHistory AmountofDebt LengthofCreditHistory CreditMix NewCredit HowtoImproveYourScore HowtoBuildCredit CreditandFinancialCounseling CreditReports What'sInYourReport CreditBureaus Inquiries ErrorsOnYourReport? Blog Calculators KnowYourRights IdentityTheft FAQ Glossary Community Support MemberDashboard LogIn LogOut YourFICOScore,fromFICO 90%oftoplendersuseFICO®Scores—doyouknowyours? Chooseyourplan. PremiumPlans FreePlan Free 1-bureau(Equifax)covere Updatesailableeverymonth FICOScores Scoresformortges,autoloans&more CreditreportsYour FICO Score, from FICO | myFICO ScoreandcreditmonitoringImportantinformation22 $1millionidentitytheftinsurance 24x7identityrestoration Notincluded:Identitymonitoring FreeImportantinformation11 Nocreditcardrequired StartPlanStartfreemembership Seehowitworks Automaticallyrenewsat$0/month.Cancelanytime,norefunds.IncludesFICOScore8.Yourlender/insurermayuseadifferentcreditscore.SeeimportantinformationbelowImportantinformation11. Basic 1-bureau(Experian)covere Updatesailableeverymonth FICOScores Scoresformortges,autoloans&more Creditreports ScoreandcreditmonitoringImportantinformation22 $1millionidentitytheftinsuranceImportantinformation33 24x7identityrestoration Notincluded:Identitymonitoring $19.95permonth$19.95/monthImportantinformation11StartPlanStartbasicmembership Seehowitworks Automaticallyrenewsat$19.95/month.Cancelanytime,norefunds.IncludesFICOScore8.Yourlender/insurermayuseadifferentcreditscore.SeeimportantinformationbelowImportantinformation11. Advanced Your FICO Score, from FICO | myFICO Complete3-bureaucovere Updatesailableevery3months FICOScores Scoresformortges,autoloans&more Creditreports ScoreandcreditmonitoringImportantinformation22 $1millionidentitytheftinsuranceImportantinformation33 24x7identityrestoration Identitymonitoring $29.95permonth$29.95/monthImportantinformation11StartPlanStartadvancedmembership Seehowitworks Automaticallyrenewsat$29.95/month.Cancelanytime,norefunds.IncludesFICOScore8.Yourlender/insurermayuseadifferentcreditscore.SeeimportantinformationbelowImportantinformation11. Premier Complete3-bureaucovere Updatesailableeverymonth FICOScores Scoresformortges,autoloans&more Creditreports ScoreandcreditmonitoringImportantinformation22 $1millionidentitytheftinsuranceImportantinformation33 24x7identityrestoration Identitymonitoring $39.95permonth$39.95/monthImportantinformation11StartPlanStartpremiermembership Seehowitworks Automaticallyrenewsat$39.95/month.Cancelanytime,norefunds.IncludesFICOScore8.Yourlender/insurermayuseadiffereYour FICO Score, from FICO | myFICOntcreditscore.SeeimportantinformationbelowImportantinformation11. IMPORTANTINFORMATION 1.Yoursubscriptionautomaticallyrenewsmonthlyat$0forFreePlan,$19.95forBasic,$29.95forAdvanced,or$39.95forPremier,unlessyoucancel.Youmaycancelatanytime;however,refundsarenotailable.AllsubscriptionsincludeaFICO®Score8,andmayincludeadditionalFICO®Scoreversions.YourlenderorinsurermayuseadifferentFICO®ScorethantheversionsyoureceivefrommyFICO,oranothertypeofcreditscorealtogether.Learn more 2.Notallcreditreportdataortransactionsaremonitored.Monitoredcreditreportdata,monitoredcreditreportdatachangealerts,FICO®Scoreupdates,FICO®Scorealerts,monitoredtransactions,andalerttriggers,timingandfrequenciesvarybycreditbureau.Otherlimitationsapply.Learn more 3.TheIdentityTheftInsuranceisunderwrittenandadministeredbyAmericanBankersInsuranceCompanyofFlorida,anAssurantcompany.Pleaserefertotheactualpoliciesforterms,conditions,andexclusionsofcovere.Coveremaynotbeailableinalljurisdictions.ReviewtheSummary of Benefits. Whoweare myFICOistheofficialconsumerdivisionofFICO,thecompanythatinventedtheFICOcreditscore.FICO®Scoresarethemostwidelyusedcreditscores,andhebeenanindustrystandardformorethan25years. Benefits Yourall-in-onesolution CompareyourFICOScoresandcreditreportsfromall3bureaus—Experian,TransUnion,andEquifax—side-by-side.Understandingyourcredithasneverbeeneasier! Prepareforyourcreditgoals Gettherightscoreforyourcreditgoal,includingyourFICOScoresusedformortges,autoloans,andcreditcards. Getthescorelendersuse GetyourFICOScore—90%oftoplendersuseFICOScores.Althoughtheymaylookthesame,othercreditscorescanvaryasmuchas100pointsfromyourFICOScore. Whatpeoplesayaboutus Rated4.8outof5starsbyourcustomers (Basedon22.7K22,700reviewsontheAppStore) Ilovebeingabletolookinoneplaceforallofmyscores,andtheinformationontheforumsispriceless! —ByKathyups MymortgecreditscoresfrommyFICOwereonlyonepointofffromthebank's! —ByCAS2019 Thewealthofinformationinmyreportshelpedmequicklyidentifyissuesandresolvethem. —ByJo22 We'vegotyoucovered Willnothurtyourscore CheckingyourcreditwithFICOwillnotaffectyourFICOScores. US-basedsupport Weareherewithtoll-freesupportifyouneedus. Bank-levelsecurity Weuse128-bitencryptiontoprotectthetransmissionofyourdatatoFICO. Seehowitworks SeeHowItWorks LearnwhyFICO LearnWhyFICO Whatyou'llgetwithFICO®FreeYourFICO®ScoreforFreeYou'llgetaFICOScore8basedonyourEquifaxcreditdata.Takethemysteryoutofyourscorewithadetailedanalysis.EquifaxCreditReportsInstantlyaccessyourcreditreportfromEquifaxsoyoucancheckforerrorsthatmaybeholdingyouback.Plus,getafreshreporteverymonthtohelpyoustayontrack.24x7CreditMonitoringCreditreportschangeallthetime.WealertyouwhenwedetectsomethingnewinyourEquifaxcreditdata.Proactivemonitoringcanhelpyouuncoverfraudearlyandoidnastysurpriseswhenyouapplyfornewcredit.Importantinformation33ScoreChangeAlertsoidcreditsurprises.We'llnotifyyouanytimeyourFICOScorefromEquifaxgoesupordown.WiththemyFICOapp,youcanaccessyourscoresandalertsonthego.Importantinformation33IMPORTANTINFORMATION3.Notallcreditreportdataortransactionsaremonitored.Monitoredcreditreportdata,monitoredcreditreportdatachangealerts,FICO®Scoreupdates,FICO®Scorealerts,monitoredtransactions,andalerttriggers,timingandfrequenciesvarybycreditbureau.Otherlimitationsapply.Learn more. WhatpeoplesayaboutusRated4.8outof5starsbyourcustomers(Basedon22.7K22,700reviewsontheAppStore)Ilovebeingabletolookinoneplaceforallofmyscores,andtheinformationontheforumsispriceless!—ByKathyupsMymortgecreditscoresfrommyFICOwereonlyonepointofffromthebank's!—ByCAS2019Thewealthofinformationinmyreportshelpedmequicklyidentifyissuesandresolvethem.—ByJo22 We’vegotyoucoveredWillnothurtyourscoreCheckingyourcreditwithFICOwillnotaffectyourFICOScores.US-basedsupportWeareherewithtoll-freesupportifyouneedus.Bank-levelsecurityWeuse128-bitencryptiontoprotectthetransmissionofyourdatatoFICO. GetyourFICO®ScoreforFreeImportantinformation44 Updateseverymonth.Nocreditcardrequired.Importantinformation44,Importantinformation55 StartFreePlan IMPORTANTINFORMATION 4.Yoursubscriptionwillautomaticallyrenewmonthlyat$0forFreePlan,unlesscanceled.Youorwemaycancelatanytime.AllsubscriptionsincludeaFICO®Score8,andmayincludeadditionalFICO®Scoreversions.YourlenderorinsurermayuseadifferentFICO®ScorethantheversionsyoureceivefrommyFICO,oranothertypeofcreditscorealtogether.Learn more 5.Notallcreditreportdataortransactionsaremonitored.Monitoredcreditreportdata,monitoredcreditreportdatachangealerts,FICO®Scoreupdates,FICO®Scorealerts,monitoredtransactions,andalerttriggers,timingandfrequenciesvarybycreditbureau.Otherlimitationsapply.Learn more. Pefooter ProductsViewproductlinks Home WhyFICO HowItWorks Pricing LearnViewlearnlinks Education Community Support Blog CompanyViewcompanylinks AboutUs TermsofUse CookiePreferences PrivacyPolicy AffiliateProgram Accessibility GetOurApp DownloadiOSappontheAppStore fil_get GetAndroidappontheGooglePlayStore FollowUs TwitterFacebookInstram CreditEducationViewcrediteducationlinks Creditscores WhatisaFICOScore? FICOScoreversions Howscoresarecalculated Paymenthistory Amountofdebt Lengthofcredithistory Creditmix Newcredit Creditreports What'sinyourreport Bureaus Inquiries Errorsonyourreport? Calculators Knowyourrights Identitytheft FAQ Glossary ©2001-FairIsaacCorporation.Allrightsreserved. TermsofUse|PrivacyPolicy |CookiePreferences IMPORTANTINFORMATION: AllFICO®ScoreproductsmadeailableonmyFICO.comincludeaFICO®Score8,andmayincludeadditionalFICO®Scoreversions.YourlenderorinsurermayuseadifferentFICO®ScorethantheversionsyoureceivefrommyFICO,oranothertypeofcreditscorealtogether.Learnmore FICO,myFICO,ScoreWatch,Thescorelendersuse,andTheScoreThatMattersaretrademarksorregisteredtrademarksofFairIsaacCorporation.EquifaxCreditReportisatrademarkofEquifax,Inc.anditsaffiliatedcompanies.ManyfactorsaffectyourFICOScoresandtheinterestratesyoumayreceive.FairIsaacisnotacreditrepairorganizationasdefinedunderfederalorstatelaw,includingtheCreditRepairOrganizationsAct.FairIsaacdoesnotprovide"creditrepair"servicesoradviceorassistanceregarding"rebuilding"or"improving"yourcreditrecord,credithistoryorcreditrating.FTC'swebsiteoncredit. $(document).on('click','#popup.xnote',function(){varupgradeClose=$('#upgradeClose');if(upgradeClose.length>0&&upgradeClose.data('product')){if(upgradeClose.data('product').length>0){upgradeClose.data('product',"");}}});/***Lazyloadimes***/document.addEventListener("DOMContentLoaded",function(){varlazyBackgrounds=[].slice.call(document.querySelectorAll(".lazy-background"));if("IntersectionObserver"inwindow){letlazyBackgroundObserver=newIntersectionObserver(function(entries,observer){entries.forEach(function(entry){if(entry.isIntersecting){entry.target.classList.add("visible");lazyBackgroundObserver.unobserve(entry.target);}});});lazyBackgrounds.forEach(function(lazyBackground){lazyBackgroundObserver.observe(lazyBackground);});}});myfcsObj.csDebugEnabled=false;functiondownloadJSAtOnload(){vard=document.createElement("script");d.src="/www/js/myfico/myftrackcta.js",d.async=true;document.body.appendChild(d)}window.addEventListener?window.addEventListener("load",downloadJSAtOnload,!1):window.attachEvent?window.attachEvent("onload",downloadJSAtOnload):window.onload=downloadJSAtOnload; $(function(){ if(typeofchkBarStatus=="function")chkBarStatus(); }); //ksptest--sharecode consthiddenClass="over-medium-min-bp-only"; functionshowFreeContent(){ $(".base-elem").addClass('hide'); $(".premium-section-wrapper").addClass(hiddenClass); $(".free-section-wrapper").removeClass(hiddenClass); $(".basic-product-wrapper,.adv-product-wrapper,.pmr-product-wrapper").addClass(hiddenClass); $(".free-elem").css('display','inline-block').removeClass("hide-under-medium-min-bp-only"); $(".free-product-wrapper").removeClass(hiddenClass); $("#myf-secondary-start-membership.btn-primary").attr("href","//secure.myfico.com/order/start?product=1BM_FRPN_EFX_N_M"); } functionshowPremContent(){ $(".base-elem").removeClass('hide'); $(".premium-section-wrapper").removeClass(hiddenClass); $(".free-section-wrapper").addClass(hiddenClass); $(".basic-product-wrapper,.adv-product-wrapper,.pmr-product-wrapper").removeClass(hiddenClass); $(".free-product-wrapper").addClass(hiddenClass); $(".free-elem").addClass("hide-under-medium-min-bp-only"); $("#myf-secondary-start-membership.btn-primary").attr("href","/products/fico-score-plans"); } //ksptest--variationa $(document).on('click','.js-prem-link',function(){ //legaldislaimer $(".prem-text").removeClass('hide'); $(".free-text").addClass('hide'); $(".free-link").removeClass('hide'); $(".prem-link").addClass('hide'); $(".base-elem,.adv-elem,.pmr-elem").removeClass('hide'); $("#legal-3").css('display','block'); showPremContent()});$(document).on('click','.js-free-link',function(){ //legaldisclaimer $(".prem-text").addClass('hide'); $(".free-text").removeClass('hide'); $(".free-link").addClass('hide'); $(".prem-link").removeClass('hide'); $(".base-elem,.adv-elem,.pmr-elem").addClass('hide'); $("#legal-3").css('display','none'); showFreeContent()}); //endksptest--variationa //ksptest--variationb $(document).on('click','.js-prem-eq-link',function(){ $("#prem-eq").attr("aria-selected","true"); $("#free-eq").attr("aria-selected","false"); showPremContent(); $(".free-elem").css('display','inline-block'); }); $(document).on('click','.js-free-eq-link',function(){ $("#prem-eq").attr("aria-selected","false"); $("#free-eq").attr("aria-selected","true"); showFreeContent(); $(".free-elem").css('display','inline-block'); }); //endksptest--variationb $(function(){ letx=0; constnumOfTry=10; //Memberwillremovethetoggle //newusershowthetoggle //check200s2second constintervalID=setInterval(function(){ //thisdefaultstoshowingmembercss //updatetoshownonmembercssunlessFicoMembercookieissettotrue constnuc=$.cookie('NewUser'); constfmc=$.cookie('FicoMember'); if(fmc&&fmc=="true"){ $("#myf-content").addClass('member'); clearTimeOut(intervalID); }elseif(nuc){ $("#myf-content").addClass('newUser'); clearTimeOut(intervalID); showNonMemberCss(); } x++ //clearafter10tries if(x==numOfTry){ clearTimeOut(intervalID); showNonMemberCss(); } },50,numOfTry); }); functionshowNonMemberCss(){ constwidthIsOverMinBp=$(window).width()>768; $('.tab-select-round-wrapper').removeClass("hide").removeAttr("aria-hidden"); $('.selen-basic-wrapper').addClass("under-medium-min-bp-only"); if(widthIsOverMinBp){ $('.selen-basic-wrapper').attr("aria-hidden","true"); } $('.selen-free-wrapper').removeClass("hide").removeAttr("aria-hidden"); $(".free-elem").removeClass("hide").removeAttr("aria-hidden").addClass("hide-under-medium-min-bp-only"); if(!widthIsOverMinBp){ $(".free-elem").attr("aria-hidden","true"); } $('.basic-product-wrapper,.base-elem').addClass("under-medium-min-bp-only"); if(widthIsOverMinBp){ $('.basic-product-wrapper,.base-elem').attr("aria-hidden","true"); } } //cleartimeoutandaddapptypetobody functionclearTimeOut(intervalID){ constappType=window.apptype; if(appType){ $("body").addClass(appType); } window.clearInterval(intervalID); }

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