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luenta,quellevanlaexperienciadeinvertirysolicitarunpréstamoaunanuevadimensión:100%online,24/7,entodoelpaísyaccesibledesdecualquierdispositivoconectadoainternet.LatasadecrecimientodeAfluentahablaporsísola.Latendenciadelas“finanzassinintermediarios”seconsolida.Laeconomíacolaborativageneramejorcalidaddevidaparalaspersonasconmejoraccesibilidad,menorescostos,granrapidezymejorservicio.LaEconomíaColaborativaesunarealidadenArgentina.Promueveoportunidadesdeempleoyalternativasempresariales.Afluentaunealagentequenecesitaunpréstamoatasasmásbajasquelasquepideunbancoconinversoresquebuscanunretornosuperior.AfluentaespioneradelasFinanzasColaborativasenLatinoamérica.Hacecuatroaños,ofrecenuevosserviciosdigitalesdecaraalconsumidorycentradosensusnecesidades.Yaotorgómásde$100millonesenpréstamos.Preguntasfrecuentes¿Encuántotiemposemeotorgaelcrédito?Unavezadmitidatusolicituddecrédito,lamismasesubastaenlaPlataformaafindequelosinversoresdeAfluentapuedaninvertirenella.Eltiempoestimadodesdequelasolicitudesaprobadahastaqueesfondeadaal100%esdeundíahábil,aproximadamente.¿Cuálessonlosrequisitosparasolicitaruncrédito?Losrequisitosson:ResidirenArgentina;Teneringresosmínimosmensualesnetossuperioresa$150.000(cientocincuentamilpesos);Antigüedadlaboralmínimade6mesesparaempleadosenrelacióndedependenciayde12mesesparamonotributistasyautónomos;Sertitulardeunacuentabancaria;Tenerbuenosantecedentesdepoenlosúltimos2años.¿Cómopuedoinvertir?¿Enquétipodepréstamos?Podésinvertiren3simplespasos:Teregistrásenlaweb:enpocosminutos,completáslasolicituddeadhesiónonline.Participásdelasoportunidadesdeinversión:Ingresásfondosatucuentayparticipásdelassolicitudesdecrédito.Vosdecidísenquéperfilesyplazosinvertirtudinero.Recibísretornosmensuales:todoslosmesesrecibíslosretornoscorrespondientesalcobrodelascuotasdelospréstamosenlosqueinvertiste.Ladecisiónacercadeltipodepréstamosenlosqueseinvertiráesunadecisiónindividual,basadaenexpectativasderendimientodelcapitalainvertiryeltipoderiesgoqueelinversorestádispuestoaasumir. Vertodaslaspreguntas AyudaBlogEstadística‎sPrensaLegales-ContratosdeAdhesión-Ley24.240isodePrivacidadTérminosyCondicionesArgentina Argentina México Perú USABotóndeBajaBotóndeArrepentimientoInformaciónalUsuarioFinancieroDefensadelasylosConsumidores.ParareclamosingreseaquíMapadelSitioHomeMiAfluentaRegistraciónSolicitantesRegistraciónInversoresPrensaBlogLegales-ContratosdeAdhesión-Ley24.240AyudaCréditosCalculadorayRequisitosSolicitátupréstamosen3simplepasosDestinosTasasdepréstamosenAfluenta10razonesparasolicitarenAfluentaPreguntasfrecuentes–CréditosCréditoscomercialesCalculadorayRequisitosSolicitátupréstamosen3simplepasosDestinosTasasdepréstamosenAfluenta10razonesparasolicitarenAfluentaPreguntasfrecuentes–CréditosInversiónSimulátuinversiónRequisitosparainvertirenAfluentaInvertiren3simplespasosInvertirenAfluentaRentabilidadAfluentaLiquidezparatuinversiónCostosdenuestrosservicios10razonesparainvertirenAfluentaPreguntasfrecuentes–InvertirNosotrosFinanzascolaborativasEquipoNuestramarcaNosotroscreemosServiciosdeAfluentaComogeneramosingresosAlianzasestratégicasPreguntasfrecuentes–NosotrosEstadística‎sEstadísticasdelsistemaRendimientodelainversiónDetallePréstamosDetallesdelascobranzasAfluentaS.A.(Afluenta)notienesucursalesnilocalesqueatiendanalpúblico.Tampocooperaatrésdecomisionistasniintermediarios,nirequiereposanticipadosparaelotorgamientodecréditosoparaserinversores.Antecualquierdudacomunicarseal.Laregistraciónimplicalaintegracióndelalistadefiduciantes/beneficiariosdelfideicomiso,loquesetransformaráendefinitivounavezqueseingresenlosfondosainvertirenelfideicomiso.Losfondosquesevanafiduciar/invertirsetransfierenalfiduciarioyéstelosderivaráalascuentasdelosprestatariosunavezrecibidalainstrucción.Todoslosingresosdefondosdebenrealizarseportransferenciabancariadesdeunacuentapropia.AfluentaS.A.seencuentraregistradaanteelBancoCentraldelaRepúblicaArgentinacomoProveedordeServiciosdeCréditosentreParticularesatrésdePlataformas.AfluentanocuentaconlagarantíadelaLey24.485(ynormasreglamentarias)SistemadeSegurodelosDepósitosBancarios.Afluentaselimitaaofrecerserviciosparauniralosinversoresytomadoresdecréditoengeneral,noencontrándoseautorizadaaoperarcomoentidadfinancieraporelBCRA.Afluentanoasumeresponsabilidadoriesgoalgunoporlasoperacionesentreinversoresytomadoresdeloscréditos,nigarantiza-directaoindirectamente-elcobrodeestos.Afluentasolamenteleprestaráunservicioalfideicomiso,delcualsebeneficianindirectamentelosfiduciantes/beneficiariosyporelcualrecibirácomocontraprestaciónunaretribución.Afluenta,CréditoHumanoyellogodeAfluentasonmarcasregistradasdeAfluentaS.A..Dorrego17895to.pisoOficina503,(1414)CABA.Argentina.+54(11)5219-6655–Correoelectrónicodecontacto:info@afluenta.comInformaciónImpositiva:CUIT-4.©2024AfluentaS.A.Todoslosderechosreservados.//-----Groupmember#1-----//$(document).ready(function(){varmodalClosedTimes=localStore.getItem('MODAL_CLOSED_TIMES')||0;if(!modalClosedTimes){localStore.setItem('MODAL_CLOSED_TIMES',modalClosedTimes);}if(modalClosedTimes1?','+x[1]:'';varrgx=/(\d+)(\d{3})/;while(rgx.test(x1)){x1=x1.replace(rgx,'$1'+'.'+'$2');}returnx1+x2;}//-----Groupmember#4-----//vartexto_original='';$(function(){constPERSON=1;constCOMPANY=2;load_tab(PERSON);if(companyEnabled()){load_tab(COMPANY);setTab(PERSON);initSimulatorByType(COMPANY);}initSimulatorByType(PERSON);});functioninitSimulatorByType(type){constPERSONAL='personal';constPYME='pyme'varloanType=(type==1)?PERSONAL:PYME;get_stimated_rate(loanType,false,false,false,type);_contraer(type);_syncCheck(type)clickCheckTable(type);clickAllChecked(type);clickInputTable(type);clickMoreLegal(type);focusSimAmount(type);clickReSimulate(type);formatMoneyInInput();}//EventListenersFunctionsfunctionclickAllChecked(type){$('#allChecked-'+type).on('click',function(e){var$tableLabel=$('#simulator_table-'+type+'label');var$col=$('.js-check-col-'+type);var$row=$('.js-check-row-'+type);if($.active==0){varchecked=$(this).is(':checked');if(checked){$tableLabel.find('input').prop('checked',true);$tableLabel.parent('td').addClass('sim_check_onsim-check').removeClass('sim_check_off')$col.data('check-status',true);$row.data('check-status',true);}else{$tableLabel.find('input').prop('checked',false);$tableLabel.parent('td').removeClass('sim_check_onsim-check').addClass('sim_check_off')$col.data('check-status',false);$row.data('check-status',false);}//syncallcheckboxes_syncCheck(type);}else{e.preventDefault();}});}functionclickCheckTable(option){$('.js-check-col-'+option+',.js-check-row-'+option).on('click',function(e){if($.active==0){if($(this).hasClass('js-check-col-'+option)){vartype='col'}elseif($(this).hasClass('js-check-row-'+option)){vartype='row'}if($(this).data('check-status')){//checkorunchecheckcheckboxes_checkOrUncheck(type,$(this).data(type),false,option);//setstatus$(this).data('check-status',false);}else{//checkorunchecheckcheckboxes_checkOrUncheck(type,$(this).data(type),true,option);//setstatus$(this).data('check-status',true);}}else{e.preventDefault();}});}functionclickInputTable(type){$('#simulator_t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